Actually, Wiki does a darn nice job of explaining what I was failing to say, LOL.
Frost is the solid deposition of water vapor from saturated air. It is formed when solid surfaces are cooled to below the dew point of the adjacent air.
If a solid surface is chilled below the dew point of the surrounding air and the surface itself is colder than freezing, frost will form on the surface.
In general, for frost to form the deposition surface must be colder than the surrounding air. For instance frost may be observed around cracks in cold wooden sidewalks when moist air escapes from the ground below. Other objects on which frost tends to form are those with low specific heat or high thermal emissivity, such as blackened metals; hence the accumulation of frost on the heads of rusty nails. The apparently erratic occurrence of frost in adjacent localities is due partly to differences of elevation, the lower areas becoming colder on calm nights. It is also affected by differences in absorptivity and specific heat of the ground which in the absence of wind greatly influences the temperature attained by the superincumbent air.
Because cold air denser than warm air, in calm weather cold air pools at ground level. This is known as surface temperature inversion. It explains why frost is more common and extensive in low-lying areas. Areas where frost forms due to cold air trapped against the ground or against a solid barrier such as a wall are known as "frost pockets".